Real workflows for all roles, done before the game returns.

The compliance manual updates when regulations change. ADV filings populate from live data. CRD confirmations reset automatically when advisor profiles change. The system stays current so you don't have to chase it.

Every advisor response, every CCO acknowledgment, every form approval, every compliance report -- timestamped and retained. When an examiner asks what you did and when, the answer is already there.

Regulatory changes are detected and scored before you open your inbox. Compliance obligations are generated before you think to create them. Quarterly reports are ready before the quarter ends. The program runs whether or not you're watching it.

We spent months building this so your CCO can file in minutes. Open the regulatory filings page and your complete Form ADV Part 1 is already populated from connected custodian and account data -- regulatory assets under management, discretionary and non-discretionary split, client type breakdown, gross notional exposure buckets for Schedule D, employee headcount. Side-by-side comparison against your prior filed Part 1 shows exactly what changed. Review it, enter it into IARD. Your 13F-HR filing is generated alongside it -- EDGAR-ready XML from the same connected data. Done.

Six sources ingested daily: Federal Register, SEC press releases, FINRA notices, SEC enforcement actions, staff bulletins, and proposed rules. Each entry AI-scored against your firm's specific profile. Pipeline from detection to plain-language summary to compliance manual update to task sync -- the workflow that powers the Commercial Break Test.

Custodian data connected through BridgeFT -- complete a form, get connected. The same live data powers billing verification, compliance reports, client reviews, IPS monitoring, regulatory filings, and executive reporting across the entire platform. One secure connection drives everything.

Daily inflows, outflows, new accounts, terminations, and AUM changes per advisor from connected custodian data. Trailing trend analysis. The live view of your firm's financial pulse before your first meeting of the day.

At the start of each quarter, generate a full compliance report for every advisor from connected custodian data covering allocation drift, inactivity, concentration, fee justification, complex products, illiquid positions, non-advisory share classes, margin, options, and age-based risk. AI-written compliance comments pre-drafted for CCO review. One button pushes reports to every advisor simultaneously. Advisors respond in-portal, CCO acknowledges. The complete documented answer to the exam question on advisory fee appropriateness.

Per-household cover sheets generated before every client meeting -- concentration, options, margin, non-advisory share classes, fees, allocation, and IPS status pulled together automatically. Advisor attests and timestamps. Never walk into a review without documented preparation.

Per-household IPS created and managed in-portal. Risk profile, time horizon, target allocations, prohibited securities, rebalancing policy, and complex product acknowledgments -- structured, stored, and retained. A dedicated dashboard monitors adherence across the firm's households with CCO push capability to flag drift to advisors with commenting and acknowledgement. IPS status and adherence surface automatically on every client review cover sheet.

When a platform event creates a compliance obligation -- advisor onboarded or terminated, outside business activity approved, address changed, regulatory item actioned, form approved -- the Action Queue generates the task automatically with regulatory cite, due date, priority, and owner. No manual step for the CCO to remember. The red tile surfaces urgency the moment it exists.

Per-advisor brochure supplements generated individually or as a bulk download for the entire firm. Each document is built from a monitored source of truth: CRD employment history, exams and designations, outside business activities, CCO-reviewed disclosures, and firm credentials. No manual assembly, no copy-paste from BrokerCheck, no version drift between what is in your files and what is on file with the SEC. The CCO presses generate. The document is done.

Continuous monitoring of every advisor's public regulatory profile. When CRD data changes -- new disclosure, employer change, exam added -- the advisor's previous confirmation is automatically invalidated and they must re-confirm. Full version history with change detection. The CCO sees every advisor's confirmation status at a glance, with a timestamped audit trail ready for any examiner.

Credential phishing is how bad actors get into client accounts -- and a successful attack means notifying every affected client, regulators, and potentially the press. Controlled simulations run against your own advisory team harden your defenses and produce documented evidence of your cybersecurity training program. Advisors who click an IFTech simulation learn from it in a low-stakes environment. The goal is that a real attacker never gets that chance.

Every advisor gets a dedicated phone number that is genuinely better than their native messaging app -- contacts auto-populated from connected account data, bulk messaging, digital contact card delivery so clients save the number instantly, Calendly link in every intro, push notifications on the lock screen even when the app is closed, and the option to open straight to messages on launch. Clients can text or call -- calls forward to the advisor's cell. Every message automatically archived per SEC Rule 204-2 and scanned against compliance rules. Advisors get the experience they want. You get the oversight you need.

Funds across your firm's lineup monitored against SEC EDGAR filings -- material change detection, alternatives scoring, holdings overlap analysis, and lower-cost alternative identification. Alerts generated when a fund warrants review. The CIO notifies affected advisors directly through the platform. Advisor responses captured with timestamps. Fiduciary documentation built automatically.

Custodian fee debits compared against independently calculated expectations across your entire book. Fee schedule types, household tiers, negotiated rates, and cash sufficiency all accounted for. Exceptions flagged automatically. Calculations pushed to every advisor for acknowledgment. What used to take weeks of spreadsheet reconciliation runs on day one of the quarter.

A structured database of policies mapped to SEC regulatory requirements. AI-generated gap analysis shows which requirements have no implementing policy -- a database fact, not an AI judgment. Version history with full diff on every change. Published to advisors as a readable manual. When you update a policy, related compliance tasks update automatically. Your manual is your liability. This makes it your weapon.

Promotional Material Requests and other configurable forms with a full CCO approval pipeline. Advisors submit, attach documents, and track status in real time. The CCO reviews in-portal, threads comments, requests revisions, or approves with a timestamped signature. Every state transition logged. Retain-until dates set automatically. When an examiner asks what was approved and when, the answer is one click away.

Automated suitability analysis across your entire book: concentration, non-advisory share classes, options, illiquid alternatives, margin, age-based risk, allocation drift, and fee justification -- all computed from connected custodian data. Exception-based review surfaces only what needs attention.

Automated scanning of advisor websites and social media for FINRA advertising violations -- guaranteed returns, promissory language, testimonials, missing required disclosures. HTML archiving with content-hash versioning proves what was on the page at any point in time. CCO review workflow for alert dismissal with notes.

A dedicated engagement portal for prospective investment advisor representatives. From first contact, the prospect gets a branded experience: introduction to the firm, team, and culture; preview of platform features they will use every day; payout calculator; scheduled meetings tracked in-portal; and a task-driven pipeline that keeps the relationship moving. Nothing falls through the cracks between the first conversation and the decision.

Any role subscribes to any alert: fund flags, billing exceptions, regulatory changes, task deadlines. In-portal and email. The right person knows the moment something needs attention.

Versioned attestation campaigns launched to any role -- annual compliance questionnaires, code of ethics acknowledgments, custom certifications. Advisors complete locked attestations that surface their own live records for confirmation. Automated reminders until done. Full campaign export straight into your books and records.

Rule 204A-1 personal account oversight in-portal. Advisors register personal accounts and file initial, quarterly, and annual disclosures with position snapshots and change detection. The CCO maintains the restricted list and reviews alerts with a complete audit trail.

Firm-wide oversight of retirement plan engagements: 3(21) and 3(38) fiduciary approval workflow with renewals, Form 5500 sponsor lookup, and 408(b)(2) fee disclosures generated as finished PDFs. The plan lifecycle from intake to archive, documented at every step.

1035 exchange decision support built for Reg BI. Compare a legacy contract against a benchmark universe drawn from SEC registry data -- features, costs, and scenarios side by side -- and produce a decision memo that documents why the recommendation was in the client's best interest.

An audit-grade shelf for non-traded REITs, BDCs, interval funds, DSTs, and private placements. Positions reconciled against the approved shelf, offering documents collected from advisors, and AI-assisted research memos on every product -- so the answer to 'why is this client in this product' is always on file.

A Rule 204-2 records vault organized by category, fed automatically by the platform's own workflows -- approvals, reports, attestations, disclosures. When the exam letter arrives, generate the package from records that filed themselves.

ADV Part 2A, wrap brochures, Form CRS, privacy policy, and code of ethics managed as versioned documents. Upload a PDF and the platform structures it, tracks the current version, and runs consistency checks across documents -- including readiness checks for every advisor's 2B.

Deliver required documents to clients through a secure portal -- ADV, CRS, privacy notices, brochure supplements -- with electronic signature and acknowledgment tracking. Delivered versions are recorded, so re-delivery only happens when a document actually changes.

A role-aware library of firm documents: executives see everything, advisors see firm memos plus their own brochure supplement, service teams see their assigned advisors. Signed-URL downloads and read tracking included.

Advisors define model sleeves with target allocations and bands; the platform monitors assigned accounts for drift and cash-band breaks. Oversight without trade recommendations -- the advisor keeps the wheel, the firm keeps the record.

Accounts clustered into households algorithmically, then confirmed or corrected by a human -- with every change audited. The household view that billing, reviews, and IPS monitoring all depend on, kept accurate.

A service-provider register built for the amended Safeguards Rule: risk categories, contract and SOC 2 status, breach-notice terms, and recurring diligence tasks with a deadline dashboard.

A quarterly custodian compliance review generated from custodian analytics -- concentration, margin, derivatives, non-advisory share classes, complex products -- pushed to advisors for response and acknowledgment on the same documented workflow as compliance reports.

A standing security audit of the platform surface your firm runs on, plus continuous synthetic monitoring with alerting -- evidence for the cybersecurity questions examiners now ask.

Finally, compliant texting.

Every advisor gets their own dedicated phone number. Clients text it like any other number. The advisor sees a native chat interface on their phone -- push notifications, message threads, the experience they expect. The difference: every message is automatically archived per SEC Rule 204-2, scanned for compliance keywords, and available for CCO review. Weekly supervisory digests sent to your compliance email. No personal phone numbers exposed. No third-party app your advisors won't use.

The complete platform for an independent RIA -- every module, every role, from the CCO's oversight console to each advisor's daily portal.

A restricted, advisor-focused profile for firms that want certifications, profiles, disclosures, and oversight workflows without the full executive stack.

A dedicated tenant for compliance firms and outside counsel overseeing multiple RIAs -- relationship management and assignments across the firms they serve.